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You need at least one, and preferably both to wind up with lower monthly payments.You need to have decent ratings and income to earn lower interest rates and longer repayment terms. Online non-prime personal loan companies specialize in helping consumers stretch out repayment terms.
Credit card debt consolidation companies will project your Debt-to-Income (DTI) ratio.
With a settlement program, the person is not borrowing money.
He or she combines monthly payments into a single escrow account.
The credit score threshold to consolidate student loans works differently.
Graduates seeking to refinance their obligations have two sets of rules to follow.